Business Services > Financing & Incentive Options
Welcome to the new Business Services website!
Financing & Incentive Options
Once you have developed your business plan, you should have a clear understanding of the amount of money (or capital) you need to start and run your business. If you need to raise or borrow money, there are several options. Learn about tax credits, grants and incentive programs could help add cash to the bottom line.
Understand Types of Financing
So you've tapped the bank – including your piggy bank – and you still need funds for your startup? Don't worry. There are many avenues yet to explore. Consider, with great care and caution, the following sources of financing possibilities.
Learn About the Loan Application Process
Learn about the process of applying for a business loan.
Find local loans through the Philadelphia Business Lending Network
The Capital Consortium is a group of nonprofit and for profit commercial lenders who work together with the Philadelphia Department of Commerce to improve access to capital for small businesses.
Training, One-on-one Consulting, and Legal Resources from our Nonprofit Partners
Need help with business planning, workshops or other research? Check with some of our technical support providers.
Private: City, State, and Federal Loan Programs
Research on available business loans from city, state, and federal agencies.
Credits, Grants & Other Incentives
Tax credits, grants and incentive programs could also add cash to the bottom line, and unlike loans, they don't require repayment.
Keystone Innovation Zones
KIZs are Commonwealth-designated areas that foster job growth by connecting discoveries in educational institutions to technology transfer and entrepreneurship.