Financing & Incentive Options

So you've tapped the bank – including your piggy bank – and you still need funds for your startup? Don't worry. There are many avenues yet to explore. Consider, with great care and caution, the following sources of financing possibilities.

Learn about the process of applying for a business loan.

The Capital Consortium is a group of nonprofit and for profit commercial lenders who work together with the Philadelphia Department of Commerce to improve access to capital for small businesses.

Need help with business planning, workshops or other research? Check with some of our technical support providers.

Research on available business loans from city, state, and federal agencies.

Tax credits, grants and incentive programs could also add cash to the bottom line, and unlike loans, they don't require repayment.

KIZs are Commonwealth-designated areas that foster job growth by connecting discoveries in educational institutions to technology transfer and entrepreneurship.